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Unsecured loan - Wikipedia, the free encyclopediaAn unsecured loan is a loan that is not backed by collateral. Also known as a signature loan or personal loan. Unsecured loans are based solely upon the borrower's credit rating. As a result, they are often much more difficult to get than a secured loan, which also factors in the borrower's income.en.wikipedia.org/wiki/Unsecured_loan · Unsecured Loans, Bad Credit Loans, Unsecured Personal Loans
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